Fixed-Rate Second Mortgage
Turn a variable-rate HELOC into a fixed-rate second mortgage — and take additional cash out — without touching the low rate on your first mortgage.
Why refinance the whole thing?
If you took out a HELOC in the last few years, you’ve probably watched the payment move every time rates did — and if your interest-only draw period is ending, the jump can be significant. There’s a cleaner option than refinancing your whole mortgage: refinance just the second into a fixed rate, pull the extra cash you need, and keep your low first-mortgage rate.
Enter your home value, balances and the cash you want. Get your new fixed payment, blended rate and available cash instantly.
When the numbers look right
If the numbers look good, reach out and we’ll confirm your equity, credit and program fit, then move to close. No pressure, no obligation to run the math.