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Walsh Mortgage Team · Franklin Direct

The deals other lenders pass on.

Self-employed buyers, investors, non-contingent offers and tough approvals — real files our team structured and closed, often in under two weeks.

Recent fundings

Our most creative closings

Real files, real problems solved — and how the team made each one work when other lenders couldn’t.

West Hollywood, CA closing
West Hollywood, CA
$5.7M

Non-Contingent Offer

Qualified on assets, not income — and went in fully non-contingent.

Asset UtilizationNon-Contingent
La Jolla, CA closing
La Jolla, CA
$4.65M

Beat A Cash Offer

A self-employed buyer beat a cash offer with a 12-day close.

Self-Employed12-Day Close
Houston, TX closing
Houston, TX
$4.5MFinanced $2.38M

Self-Employed · Jumbo

A $4.5M self-employed purchase — bank statements, closed in 12 days.

Self-Employed12-Day Close
San Marcos, CA closing
San Marcos, CA
$3.4M

More Buying Power

Used business bank-statement financing to boost their buying power.

Bank StatementMore Buying Power
Encinitas, CA closing
Encinitas, CA
$3.3M

Portfolio Growth

Pulled equity from other properties to grow their portfolio — on bank statements.

Bank StatementPortfolio Growth
San Diego, CA closing
San Diego, CA
$2.55M

Fast Close

Bank-statement financing, closed in just 17 days.

Bank Statement17-Day Close
Carlsbad, CA closing
Carlsbad, CA
$2.33M

Stronger Offer

Turned a contingent buyer into a non-contingent one.

Non-Contingent
Santa Ana, CA closing
Santa Ana, CA
$2.04MFinanced $1.78M

Non-Contingent Offer

Tapped a HELOC on their current home to make the offer non-contingent.

Non-ContingentHELOC Down Payment
Rancho Mission Viejo, CA closing
Rancho Mission Viejo, CA
$1.975MFinanced $1.48M

Non-Contingent Purchase

Every other bank wanted a contingency. We closed it non-contingent in 12 days.

Non-Contingent12-Day Close
Fallbrook, CA closing
Fallbrook, CA
$1.95MFinanced $1.56M

Creative Structuring

Combined a HELOC and asset depletion to make a fully non-contingent offer.

Non-ContingentHELOCAsset Depletion
San Diego, CA closing
San Diego, CA
$1.95MFinanced $1.59M

Won The Bidding War

Beat a same-price offer with a 12-day close — theirs needed 17.

12-Day CloseNon-Contingent
Cardiff, CA closing
Cardiff, CA
$1.5MFinanced $736K

Beat 3 Offers

Their offer was accepted on the strength of a 12-day close.

12-Day CloseBeat 3 Offers
Los Angeles, CA closing
Los Angeles, CA
$1.15MFinanced $978K

Flexible Income

Self-employed — a flexible income calculation got them qualified.

Self-EmployedBank Statement
Escondido, CA closing
Escondido, CA
$900KFinanced $720K

Won The Bidding War

Beat competing offers with the certainty of a 10-day close.

10-Day CloseBeat Offers
San Diego, CA closing
San Diego, CA
$895KFinanced $700K

Self-Employed · P&L

Foreign bank statements we worked around — qualified on a P&L instead.

Self-EmployedP&L
Los Angeles, CA closing
Los Angeles, CA
$810KFinanced $510K

Fast Close

A clean file, closed in just 12 days.

12-Day Close
Oceanside, CA closing
Oceanside, CA
$720KFinanced $415K

Non-Warrantable Condo

A non-warrantable condo most lenders avoid. We funded it.

Non-Warrantable Condo
Oceanside, CA closing
Oceanside, CA
$675KFinanced $273K

Non-Warrantable Condo

Another non-warrantable condo — approved and closed.

Non-Warrantable Condo